Privacy Notice

Priority Payment Systems LLC (“PPS”) respects your concerns about privacy. This Privacy Notice applies to PPS payment processing services (the “Service”). It describes the types of personal data we collect in connection with the Service, the purposes for which we collect such personal data, the other parties with whom we may share it and the measures we take to protect the security of the data. It also tells you about your rights with respect to your personal data, how you can reach us to update your information or get answers to questions you may have about our privacy practices.

1. Personal Data We Collect
In connection with your use of Service, we may collect certain personal data from participating Merchants and their respective service providers, developers and/or admins when an account is being created on behalf of the Merchant as part of the enrollment process to the Service. Such personal data includes, but is not limited to, business type, legal name, tax id, business start date, filing state, business address, owner name, owner date of birth, owner phone number, owner mobile phone number, owner social security number, owner address, customer service phone number, bank name, bank routing number, bank account number, username, and password.

2. How Do We Use Personal Data We Collect
We may use the personal data we obtain about you to:

2.1 Create and manage your online account, provide the Service to you, and respond to your inquiries;

2.2 Validate your payment card information;

2.3 Provide, administer and communicate with you about products, services and promotions including the display of customized content and advertising;

2.4 Protect against and prevent fraud, unauthorized transactions, claims and other liabilities, and manage risk exposure and franchise quality;

2.5 Operate, evaluate and improve our business (including by developing new products and services; managing our communications; determining the effectiveness of our advertising; analyzing our products, services and websites; facilitating the functionality of our websites; and performing accounting, auditing, billing, reconciliation and collection activities);

2.6 Assist third parties in the provision of products or services that you request from third parties;

2.7 Monitor the use of and improve our interactive assets;

2.8 Perform data analyses (including anonymization of personal information) to determine, among other measurements, business performance, number of registrants, channels, transaction spend and site performance;

2.9 Enforce our Terms of Use;

2.10 Comply with applicable legal requirements and industry standards and our policies; and

2.11 Perform auditing, research and analysis in order to maintain, protect and improve our services.

3. Personal Data We Share
We do not sell or otherwise disclose personal data we collect about you, except as described herein or otherwise disclosed to you at the time the data is collected.

We share personal data to perform payment card transactions and to perform the services requested through the Service. We may share the personal data we collect with our affiliates, financial institutions that issue payment cards or process payment card transactions, entities that assist with payment card fraud prevention, and merchants. For example, in this context, we provide financial institutions with information about their cardholders' bank card transactions. We may share aggregated, de-identified and other non-personally identifiable information with participating financial institutions and their customers. For example, we may share data to show trends about the general use of the Service.

We also may share data with our third party service providers who perform services on our behalf. We do not authorize these service providers to use or disclose such data except as necessary to perform certain services on our behalf or comply with legal requirements. We require these service providers by contract to appropriately safeguard the privacy and security of personal data they process on our behalf.

We also may disclose personal data about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity. We also reserve the right to transfer personal data we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal data you have provided to us in a manner that is consistent with this Privacy Notice. Following such a sale or transfer, you may contact the entity to which we transferred your personal information with any inquiries concerning the processing of that information.

4. How We Protect Personal Data
We restrict access to personal data about you to those employees who need to know that information to provide products or services to you. We maintain reasonable administrative, technical and physical safeguards that comply with state and federal regulations to protect the personal data we have about you. We also take measures to destroy or permanently de-identify personal information when there is no longer a business need to keep the information. The types of measures we take vary with the type of information, and how it is collected and stored.

5. Updates to Our Privacy Notice
This Privacy Notice may be updated periodically and without prior notice to you to reflect changes in our personal information practices. We will post a prominent notice on our websites to notify you of any significant changes to our Privacy Notice and indicate at the top of the notice when it was most recently updated.

6. How to Contact Us
Subject to applicable law, you may have the right to request access to and receive information about the personal data we maintain about you, update and correct inaccuracies in your personal data, and have the information blocked or deleted, as appropriate. The right to access personal data may be limited in some circumstances by local law requirements. To update your preferences, ask us to remove your data from our mailing lists or submit an access request, please contact us as specified below. If you have any questions or comments about this Privacy Notice or if you would like us to update the data we have about you or your preferences, you may also contact us by writing to:

© 2016 Priority Payment Systems Holdings LLC Priority Payment Systems is a registered ISO of Wells Fargo Bank, N.A. Walnut Creek, CA, a registered ISO/MSP of Synovus Bank, Columbus, GA, and a registered ISO of BMO Harris Bank, N.A., Chicago, IL.

DISCLAIMER MX™ and the MX™ family of trademarks referenced in these materials and 4 Rings and Resolve, are trademarks and service marks of Priority Payments Systems LLC. Priority Payment Systems LLC disclaims any affiliation, sponsorship or endorsement of any kind with any other entity using MX™ or any variation thereof in connection with bank card, credit card, or transaction technology, processing services and merchant services.